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3 tips for using your smartphone to save money in the new year

3 tips for using your smartphone to save money in the new year


Once the holiday dust clears at the beginning of January and you take a look at your bank account, you may find yourself surprised by just how quickly the end-of-year costs - Christmas gifts, food and drinks for holiday parties, not to mention the money it takes to visit faraway friends and family - have piled up. 

If you're among the growing contingent of consumers in the U.S. who use their smartphones for shopping, you might also be surprised by how many of those purchases you made with your mobile device. Research by Vibes found that 86 percent of Americans planned to use their phones to do some of their holiday shopping in 2013, and 53 percent intended to look up prices and other product information on their Androids and iPhones.

If you're already going mobile to spend money, why not use your device to save as well? Your smartphone might just turn out to be your greatest asset in your efforts to more carefully manage your spending habits in 2014.

1. Check prices on the mobile Web
The price on the tag isn't necessarily the lowest one you can get. If, for instance, you find yourself won over by a new item for your wardrobe, you might find online that it's available at another outlet for less.

Your smartphone's mobile browser is a particularly convenient way to run a price check. While you're standing right in the store, you can easily slip your device out of your pocket and check the Web for a better deal.

2. Locate the bargains
The benefits of your device's GPS and location services don't end simply with getting you from point A to point B. They can also help you find where to go for savings.

In a post for Careful Cents, personal finance expert Carrie Smith recommended using apps designed to help you locate the best food for the lowest price.

"The MealTicket app for iPhone allows you to search for restaurant coupons and special deals in your area. It also provides a list of coupons and reviews submitted by other users," Smith wrote.

3. Manage your money
For those who like to stay organized, there are also apps that help keep your financial house in order. Mashable recently spotlighted HelloWallet, an all-in-one money manager for your smartphone that displays recent transactions, bank accounts and monthly budgets.

With all the money your mobile device is saving you in the new year, consider splurging on smartphone security by supplementing your mobile phone insurance with one of ProtectCELL's data and device protection plans.

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